How to Budget for an Affordable Used Car

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Start by figuring out your total monthly car budget, including insurance, gas, and maintenance. Aim to spend no more than 20% of your take-home pay on the car payment alone. Save at least 10-20% of the used car's price for a down payment to lower financing costs. Research models known for reliability and affordable parts, and always get a pre-purchase inspection from an independent mechanic to avoid surprise repairs.