Most travel insurance is designed with a two-week vacation in mind. You book a trip, you buy a policy, you go, you come home. The whole industry was built around this model, and for decades, it worked fine. Then remote work happened
A base travel insurance policy is like a bare-bones laptop: it functions, technically, but you'll quickly discover what's missing. For occasional vacationers, the standard coverage is often fine
Shopping for travel insurance feels deceptively simple until you actually need to file a claim
Pre-existing conditions are one of the most misunderstood aspects of travel insurance. They're also one of the most consequential
Let's settle something upfront: standard travel insurance — the kind you buy for a two-week vacation in Europe — is not designed for digital nomads
Most people think of travel insurance as the thing that reimburses you if your flight gets canceled or your luggage goes missing. And it does that
If you've spent any time in digital nomad forums, you've heard the same debate play out a hundred times: "Is travel insurance worth it?" The usual answers focus on medical emergencies and trip cancellations. And yes, those matter
Short-term travel insurance is easy to shop for. You pick a date range, enter your destination, and compare a handful of quotes. Long-term travel insurance is a different problem entirely — and most comparison tools aren't built for it
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