fee only financial advisor 3
https://adviceonlyfinancialshop.halcyonledger.com/posts/why-advice-only-financial-planning-is-gaining-traction-with-advisors-and-clients
A fee-only financial advisor doesn't earn commissions from selling products, so their advice is focused entirely on your best interests. They charge a transparent fee for their time and expertise, whether hourly, as a flat retainer, or based on a percentage of the assets they manage. This structure avoids conflicts of interest, building a trust-based, long-term relationship aimed squarely at your financial health and goals.