Planning for a big family bill is easier when you keep its savings in a...

https://www.toddleabout.co.uk/parenting/planning-for-big-family-costs-without-losing-your-financial-buffer/

Planning for a big family bill is easier when you keep its savings in a separate pot and protect your emergency buffer. This practical UK guide shows how to set a realistic target, then stress-test your budget against an awkward month before committing.